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Request Home Evaluation
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Please complete and submit the following Online Home Evaluation form. The more information given, the more accurate the evaluation. All information you provide is secure and will be kept strictly confidential.
To provide a more detailed Comparative Market Analysis, we would be more than happy to also assess your listing in person.
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Why is my contact information showing?
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| * First Name: |
First name is required.
Please do not use <, >, or HTML.
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| * Last Name: |
Last name is required.
Please do not use <, >, or HTML.
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| * Email: |
Email is required.
Invalid Format
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| * Phone: |
Phone is required.
Invalid Format
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* Address: |
Please do not use <, >, or HTML.
Required |
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Postal/Zip Code: |
Please do not use <, >, or HTML. |
| Year Built: |
Year built can only consist of positive 4-digit numbers |
| * Size: |
Required
Size must be a positive number without decimals
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| Bedrooms: |
Bathrooms: |
| Has Suite: |
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| Garage: |
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Type:
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| Basement
Type: |
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Development:
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| Notes: |
Please describe any special
features and recent upgrades.
For example: age of carpet & lino, type of kitchen cabinets, property backs
park. List major renovations in recent years, etc.
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Description must have less than 1000 characters.
Please do not use <, >, or HTML.
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* *
Maximum of 1000 characters
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| When are you
planning to move? |
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| * Required Field |
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Welcome to Fayetteville, NC
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Hello and thank you for visiting my website. I have been involved in Mortgage and Real Estate my entire adult life and hope that you will allow me to make buying or selling your home a pleasant experience. I was born and raised in N.C. and have made Fayetteville my home for over 30 years. It is amazing to see how Fayetteville has grown and evolved and I am proud to call it "My Town"! My experience and expertise in the Fayetteville and Ft. Bragg area will benefit you whether you are buying or selling a home. Please search our extensive inventory of homes in the Cumberland, Harnett, Hoke and Moore counties. I will always be available for personal service or email, so please feel free to contact me with questions any time!
Discover Fayetteville NC and see what this wonderful city has to offer.
Sincerely,
Judy P. Smith PenFed Realty, LLC 1800 Skibo Rd. #320 Fayetteville, N.C. 28303 910-988-2314 |
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Contact Me
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Calculators
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Let us help you find out what you can afford! Our mortgage calculator will help you determine loan amounts, mortgage qualification, or whether you should be renting or buying.
Complete the fields below (e.g., Cost of Home, Down Payment, Monthly Income) and click Calculate Now. To view the different results of your calculation, click on the various tabs. To mail yourself a copy of your results, click the Receive this Detailed Analysis link.
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Required
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Optional
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Results
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Receive this Detailed Analysis
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Your Monthly Payments
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| Loan Amount: |
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| Loan Insurance (
%): |
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| Total Loan(Mortgage) Amount: |
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| Property Taxes: |
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| Condo Fees: |
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| Monthly Loan Insurance (%): |
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| Total Monthly Payment: |
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| Income Needed to Qualify for the Mortgage |
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| Total Monthly Loan Payment: |
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| Total Monthly Debt Payment: |
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| Monthly Loan Insurance (%): |
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| Qualifying Income of
% GDS Ratio: |
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| Qualifying Income of % TDS Ratio: |
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| What You Can Afford |
| We are using the % ratio.
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| Cost of House: |
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| Down Payment: |
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| Loan Value: |
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| Monthly Principal & Interest: |
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| Monthly Insurance: |
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| Monthly Property Tax: |
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| Monthly Condo Fees: |
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| Note: Cost of House = [(Monthly income x Debt Ratio) – monthly tax – monthly insurance – condo fee] / (monthly interest rate/ function of interest rate) |
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